Housing Choice Voucher Homeownership Program


The Housing Choice Voucher Program (formerly Section 8) provides tenant-based assistance, in the form of a voucher, to low-income families, seniors and persons with disabilities for rental units chosen by the tenant in the private market. The Housing Authority provides payments directly to participating property owners to offset the cost difference between tenant payments and unit rent. Program applicants choose from a variety of housing options, ranging from apartments, duplexes, single-family homes to townhomes. Tenants can find available units by visiting GoSection8 and MyApartmentMap. If you are a Housing Choice Voucher holder and have the desire to own a home of your own, the Housing Choice Voucher Homeownership Program may be right for you.

HOMEOWNERSHIP PROGRAM

Dear Housing Choice Voucher Participant:

If you are a Housing Choice Voucher holder and have the desire to own a home of your own, the Housing Choice Voucher Homeownership Program may be right for you.

The Housing Choice Voucher Homeownership Program is a federally funded program that allows families with a Housing Choice Voucher (HCV) to use it to purchase a home, rather than rent.

The HCV Homeownership Program is for first time homebuyers (a person whom does not own a home or have not owned a home during the past 3 years).

In order to qualify for participation you must be: 

1. Be a voucher holder and/or participant in the Family Self-Sufficiency (FSS) Program. 

2. Have at least one (1) year of continuous full-time employment.

3. Have at least $14,500 in annual earned income- wages and/or self-employment income annually. (for participants who are elderly and/or disabled ONLY, welfare assistance social security disability income may be counted towards the minimum) 

4. Be in good standing with your current landlord, and in full compliance with all voucher program requirements. 

5. Have a medium credit score of 640 or above (You can obtain your credit score at annualcreditreport.com)   

Participants in the HCV Homeownership Program are required to make a minimum down payment of 3% of the purchase price and that at least 1% of the purchase price comes from personal savings.  The balance of the down payment may be advanced from the FSS Escrow Account, or may come from gifts or other sources.

  • Preference will be given to families that have been enrolled in FSS for at least 18 months.
  • Employed or self-employed continuously for two years or more, unless you are handicapped or disabled.

Click here to download the Homeownership Program Pre-Application form.

To learn more, please contact the FSS Coordinator that is assigned to your last name.

Coordinator Last Name Email
Hector Garcia A-C hgarcia@housingforhouston.com
Qiana Holmes D-G qholmes@housingforhouston.com
Kimberly Brazle H-K kbrazle@housingforhouston.com
Adrian Hudspeth L-P ahudspeth@housingforhouston.com
LaTonya Rogers Q-T lrogers@housingforhouston.com
Freeman Fletcher U-Z ffletcher@housingforhouston.com